how is this possible?
Invest from Β£1 π Capital at risk.
that compound interest π€€ #idbefishing #plumapp #invest
living life on hard mode. capital at risk. #plumapp #automation #saving #investing #judgingyou
go onnnnn πͺ Capital at risk #plumapp #investing #automation #golittlerockstar
it takes minutes π
Getting ready for April 12th? Plum's got your back π Download the app to help you on your way to financial happiness π #withplum #plum
youβre welcome x
Hot Plum summer pending... Save for your next adventure with Plum π #withplum #plum #fintok #hotplumsummer #savemoney
ISA? You mean the Impeccable Skeleton Awardsβ¦ right? Okay, maybe not. But with all the awkwardness around money, itβs no wonder people get confused and donβt talk about it. Weβre breaking the taboo with our Improv Your Finances campaign, making money topics funny and accessible one joke at a time. Get the joke book, written by comedian Mark Simmons, via the link in our bio π βΉοΈ Plum is not a bank. T&Cs and ISA rules apply.
ππ
it doesnt bear thinking about
We're making it rain π€ Turn precipitation into pounds with Plum βοΈ #fintok #withplum #plum #britishweather #rainydays
We think youβll LOVE the NEW Plum Card #banking #finance #fintech
stop being so surprised??
yes i will take the credit π
Try Plum Now
#plumapp #moneytok
valid.
Save pennies on your pints from April 12th with Plum π» #withplum #fyp #plum #april12 #fintok #lockdownlift
Thank yourself later ππΈ #withplum #plum #payday #fintok #fyp
πͺπͺπͺ
Ever found yourself wondering how to get started with Plum? Look no further. Please remember, your capital is at risk when you invest. #saving #savingmoney
Why not try this budgeting rule this payday?π§Ύ #easierwithplum #CleanItScrunchItCoopIt #fyp #moneytok #fintok #budgeting #502030rule
Money, Motivated! Capital at risk #finance #money #automation #savings
We love automated saving ( and the Smiths) π΅. #automation #saving #goals #smiths #music #love #500daysofsummer
Cheers to that π₯ Capital at risk #finance #money #investing #app
Its time! π #goals #money #savingmoney #saving #christmas #christmascountdown #christmastok #gifts
Join 1.4M+ users making their money work for them. Capital at risk! #finance #money #investing #automation #smart
Whoβs the smartest? Our CRM team go 1v1 π₯ #plumapp #moneychallenge #quickfirequestions
Letβs talk pensions... We know: theyβre not the most exciting topic, but thereβs no denying theyβre important. Theyβre basically a fund for your future self to live off. Youβll thank yourself later! In the UK, there are 3 types of pensions: State pension: The amount the government gives you once you reach state pension age Workplace pension: Many employees are auto-enrolled and contribute a % of their salary to it. Personal pension: Self-employed people or those who want to top up their retirement fund can invest in a personal pension or SIPP. Contributing to a pension could help give you a more comfortable life down the line. So, even though retirement may seem a long way off, itβs a good idea to get planning now π΅π΄ Please remember, your capital is at risk when you invest. #finance #pension #work #life #tips #moneytips
Treat yourself, you deserve it! #blackfriday #savingmoney #goals #money
What's a neobank? π§ #neobank #challengerbank #moneytok #fyp #tiktokpoll
Helping you reach your money goals π #money #automation #goals #technology #app
A simple way to save money β¨ #easierwithplum #automatedsaving #moneytok #withplum #money
Improv(e) Your Finances. Say hello to our new campaign. Weβre on a mission to get the nation talking about money, so we made a joke book. Yep, really. Plum teamed up with comedian @Mark Simmons to turn finance into punchlines, proving that money doesnβt have to be a taboo topic. We hit the streets of London to test out the jokesβ¦ and sneak in some financial truth bombs. The results? Laughs, shock, and some major lightbulb moments. Watch the gag reel now, and check out the full joke book via the link in our bio! #ImprovYourFinances
Invest with as little as Β£1 π Capital at risk when you invest #finance #money #investing #capital
2025 is going to be busy π€― #2025 #NewYear #HappyNewYear #NewYearGoals #Travel
Our office in Athens is typically blessed with good weather, plenty of coffee and Andre, our QA Specialist π Follow him along on a typical day in the office, and if you fancy joining him, we've got some exciting roles open for you! Check them out in our Instagram link in bio. What's your dream day in the office look like? π€
We promise the post-spreadsheet life is easier, funner and so worth it β¨ #easierwithplum #fyp #moneytok #fintok
feeling: π€π€ #plumapp #ollymurs #savingmoney
You don't know how good student discount is until you lose it π₯² #easierwithplum #moneytok #studentloan #overdraft #studentloans
When the math ainβt mathing, #JustAddPlum π
Ok, now weβve cracked compound interest, what financial term would you like us to explain next? Drop your suggestions in the comments below and stay tuned for the next instalment of our financial jargon decoder π
Itβs easy to put retirement planning to the back of your mind. But your long-term financial health relies on it. Here are 4 things to consider to get the ball rolling: π‘ When should you start investing in your pension? π‘ Where are your pensions? π‘ Is your future fund enough? π‘ How can you boost your pension? Please remember, your capital is at risk when you invest. #finance #pension #retirementplan #retirement
The solution to all your money problems π #easierwithplum #moneytok #fyp #MaybellineSwipeIt
That β¨οΈ payday β¨οΈ feeling #Plum #PayDay #Relatable #Budget #Budgeting #Finance #Salary
5.15% AER (variable)* Cash ISA just dropped! #JustAddPlum *Rate as at 19/03/24. Subject to conditions. Includes a bonus rate for first 12 months.T&Cs apply.
Payday mood π
POV: Youβre a Plum customer making this summer count π
Reply to @bimbob2020
Product team: "We want to show the real value of ditching the default current account and saving with the Plum Cash ISA. Maybe a graph? An infographic?" Social team: "Say no more"
Looking to start saving with Plum? Look no further. In the second episode of our Spotlight Series, we'll show you everything you need to know, in 60 seconds. Capital at risk. #smartmoney #finance #savings #savingsaccount #savings
Dear managers, Who said we have enough snacks?π«π Best, Every employee out there #Plum #Funny #Relatable #Snacks #Office #Food
Thank yourself later πββοΈ #sipp #pension #moneytok #easierwithplum #fyp #adultswim
Well done for saving the money in the first place, though...
Happy Halloween! π#halloween #tesco #mealdeal #money
Reply to @wardrobegary π€·ββοΈ
Explain stocks in 60 seconds? Challenge accepted. Please remember, your capital is at risk when you invest. Your investments can go down as well as up.
Erinβs not afraid to ask the tough questions π€πΈ #voxpop #personalfinance #money #officelife #coworkers
Weβve all been thereβ¦ Please remember your capital is at risk when you invest
Pennies today, Paris tomorrow π βΉοΈ Plum is not a bank. T&Cs apply. Some Smart Saving Rules are paid features and therefore fees apply.
The nameβs Funds, Mutual Funds. Capital at risk if you invest.
what like itβs hard? π°#fintok #plumapp #noseynellie
Is it them or is it just Plum π€ #easierwithplum #moneytok #fyp #hellofresh #investing
patience π
The possibilities are endless! πΈ #easierwithplum #moneymanagement #budgeting #saving #fyp
We see you π So.. fresh start from next week then? #Plum #Funny #Saving #Takeout #Food #Relatable #MemeCut #Meme
NFTs ! Capital at risk. #plumapp #investing #amianickifan #dollarcostaveraging
π€π°πΈπ²π³ #plumapp #emoji #icanbarelyread
We low-key love payday routines, no surprises there π π #Plum #Payday #PaydayRoutine #Money #Budgeting #Budget
Simply cutting through the noise and building better money habits π #MoneyMyths #FinancialWellness #Money #Habits #Propaganda #Trend #PropagandalmNotFallingFor #Trending
Gen-z can handle a lotβ¦ but can they handle millennial money jokes? From eye-sores to ISAs and maybe even the Millennium Dome, weβre making money talk (painfully) funny. We teamed up with comedian Mark Simmons to break the money taboo, one punchline at a time. Want in on the laughs? Check out our joke book via the link in our bio.
Did somebody say Pumpkin Spice Latte? #pumpkinspice #octobermood #latte
Destroying bad vibesβ¦ Whoβs already opened a June 21st pocket? #june21st #savings #lockdown
Au revoir to the slow-paced, difficult life of budgeting and money management π #easierwithplum #budgeting #moneytok #fyp
It's not easy, but it's necessary πͺ #Plum #Payday #PaydayRoutine #PaydaySave #SavingMoney #Salary
Did you know there are 3 trading sessions in 1 day? π Bear in mind, as with all investing your capital is at risk π¨ #easierwithplum #investing #fyp
#stitch with @addisonre Plum can help your bank account sparkle whilst your only worry is what you're going to wear on a night out πΈ #easierwithplum
Only the important questions, of course! βοΈ #easierwithplum #moneytok #verified
Because every penny deserves a little princess treatment ππΈ βΉοΈ T&Cs apply. Plum is not a bank. #Saving #Spending #Money #Budget #Salary #PayDay
In all seriousness, we're flattered. The more people set aside, the better (at least in our books) π #Plum #1pChallange #Money #App #Funny βΉοΈ T&Cs and other fees may apply.
What summer holiday can you afford on Β£30K salary? Which salary should we do next? #Plum #Money #Saving #30K #Salary #Budget
First walk is for our mental health, second is for our questionable decisions
itβs serious stuff you know π³ #Plum #Saving #Budgeting #Trip #Money #Funny #Relatable
This is what βfuture me will thank meβ really looks like π
Making the innies do the number crunching so our outies can stay out brunching π₯ #Saving #Spending #Money #Budget #Holiday
It's timeeee to go Christmas shopping π #Plum #Christmas #ChristmasShopping #December #Money #ChristmasGifts
Behind every great joke, thereβs a laugh (hopefully). And behind every good financial decision, thereβs Plum! We hit the streets with comedian Mark Simmons to test out his best (and worst) finance jokes, because talking about money shouldnβt feel awkward. By making money funny, weβre helping people feel more comfortable taking control of their money, whether thatβs budgeting better or making the most of their ISA before the tax year ends (which is coming up on April 5th by the way!) Ready to give your finances a better punchline? Check out our joke book via the link in our bio and start laughing your way to better money management! βΉοΈ Capital at Risk when you invest. T&Cs apply.
Replying to @kirkling We get it: Budgeting on a lower income can feel overwhelming, especially with the rising cost of living. Have you tried the 70/20/10 method? It splits your income into needs, goals and fun β and the best bit is, itβs flexible! If your needs take up more than 70%, thatβs fine. This isnβt about strict rules, itβs about making it work for you. Budgeting isnβt about perfection, itβs about making a plan that feels doable. Even setting aside a small amount can be a big first step! #LowerIncomeBudget #BudgetingFormula #CostOfLiving #RealLifeFinance #BudgetingTips #AdaptToYourIncome #RealisticMoneyTips #StartingSmall #SmallSteps
Something unusual is happening in London. A tall man? Dressed in purple? Whatβs going on? Find out tomorrowβ¦
Saving in the UK or the USA? Where is it easier? π #USA #students #Money #Finance #Saving #London #StreetInterview #UK
Is 100 days enough? π #Plum #Christmas #Holiday #Spending #Saving #Money #Finances
Is it us or does the person in the blue top look like the guy from The Lincoln Lawyer? π #Plum #money #finance #saving #London #StreetInterview #UK
There's cutting down on plastics and then there's ESG investing π³π Bear in mind, as with all investing, your capital is at risk. #ESG #investing
Money is no jokeβ¦ So we had to improvise Something BIG is coming β save the date: 11/03/2025.
Airport food definitely needs its own budget βοΈ #Plum #Budget #Saving #Money #Travel #Budgeting
Money for life? Do it with Plum π #MoneyForLife #DoItWithPlum #Plum #Finance Plum is not a bank, and terms & conditions apply. If you invest, you may get back less money than you put in. This is not financial advice.
#stitch with @jamespyke Piggy banks are sooo 2015 π₯΄π·π΄ #fyp #plum #savingmoney #withplum
Show of hands, who has seen our new website? π #Plum #DoltWithPlum #MoneyForLife #NewWebsite #BrandRefresh #MoneyTok
Love is enough but a dedicated pocket is nice to have too π«Ά #Plum #love #ILoveYourDaughter #saving #money #finance #couple
Iβm just chill like that π #Plum #money #saving #ChillGirl #ChillGuy #BlackFriday
Behind the scenes: where the magic (and money jokes) happen We teamed up with comedian Mark Simmons to make money funny, because it shouldnβt be a taboo topic. With the tax year coming to an end, itβs the perfect time to get people thinking (and giggling) about their finances. We had a laugh and a half on the shoot with Mark, and thereβs more content to feast your eyes upon coming soon π #Work #VideoShoot #Money #ComeWithMe #DayInALife
Have you heard of the Gender Pension Gap? π°#moneytok #withplum #easierwithplum #pension #genderpaygap
Dreaming of your first home? π Our Lifetime ISA is launching soon in the Plum app - and itβll come with another great Plum rate! Be among the first to unlock early access by joining the waitlist β³ Sign up now via the link in our bio π #FirstHome #LifetimeISA #Plum #MoneyForLife #LifetimeISAUK #FirstTimeHomeBuyers #FirstHomeBuyer βΉοΈ Make sure a Lifetime ISA is the right choice for you. Government withdrawal charge may apply. LISA T&Cs apply. Lifetime ISA will be available for UK customers only.
Casual shopping trip or Olympic sport? You decide πββοΈ #Funny #Saving #Spending #Money #Budget #Shopping #Relatable
What are you saving for? Let us know in the comments π¬ #Plum #money #finance #saving #London #StreetInterview #UK
Saving for the plot twist
The art of having money but also never having money βΉοΈ T&Cs apply. Plum is not a bank. #Saving #Spending #Money #Budget #Relatable
Youβve been paid! Now what? Hereβs Plumβs way to make Β£2,500 work for you π βΉοΈ Plum is not a bank. T&Cs apply. This is not a financial advice.
Weβve found the secret to making money lessβ¦ scary Want to know what it is? Itβs making it funny! Comedian Mark Simmons went for a walk with Plumβs money expert to talk all things finance (and test out a few punchlines). The result? Laughs, insights, and a fresh way to talk about money. Watch now, and tell us: Whatβs the best (or worst) money advice youβve ever received? P.S. Thereβs a whole joke book full of these waiting in our bio.
Β£10,000 sounds pretty good, right? Well, it could be yours! Just use an Auto Saver to pop at least Β£10 every single month into your Plum Cash ISA until April 2026 to be in the draw. And, hey, if you donβt nab the jackpot, you could still be one of 10 runners-up whoβll win Β£100. βΉοΈ Plum is not a bank. T&Cs and ISA rules apply. Some Smart Saving Rules are paid features and therefore fees apply This is a prize draw. No purchase necessary. UK residents 18+ only. Promotion runs from [01/04/2025] to [30/04/2026]. To be eligible for the draw, you must begin depositing in April 2025 and continue every month. For full terms and conditions, visit our webpage - link in bio.
π¨ BEAR in mind as with all investing, your capital is at risk ππ» #EasierWithPlum #moneytok #investing #bullish #bearish #fintok
Is this the 30s you've been waiting for? β Falling in love with an air fryer β Waking up at 9am on a Saturday to go for a silly little run?? β Having the original idea of a two week trip to Japan to see the cherry blossom What have we missed? βΉοΈ Plum is not a bank. T&Cs apply. This is not financial advice. #Running #Millenial #Funny #Shopping #ThirtySomething #InMy30s #MillennialCrisis #Funny #Relatable #MindfulSpending #BudgetingTips
Β£10,000 could have your name on it. Set up an Auto Saver, add at least Β£10 a month to your Plum Cash ISA until April 2026, and youβre in the draw. Plus, if you donβt snag the jackpot, 100 runners-up will win Β£100 each. Good luck! Plum is not a bank. T&Cs and ISA rules apply. This is a prize draw. No purchase necessary. UK residents 18+ only. Promotion runs from [01/04/2025] to [30/04/2026]. To be eligible for the draw, you must begin depositing in April 2025 and continue every month. For full terms and conditions, visit https://withplum.com/isa_competition_2025_2026
A cheat code for tax-free saving? You heard us. With an ISA, you can save up to Β£20,000 a year and the interest you earn is tax-free, meaning it all stays where it belongs: in your pocket. Hereβs the lowdown: π Cash ISA: Pop away up to Β£20k per year and earn tax-free interest. π Stocks & Shares ISA: Invest up to Β£20k per year and keep the returns tax-free. π Lifetime ISA: Save up to Β£4k for your first home or retirement and earn a 25% bonus yearly. With the end of the tax year coming up, nowβs the perfect time to make the most of your ISA allowance! βΉοΈ Capital at risk when investing. The value of investments can go down as well as up. T&Cs and ISA rules apply. Plum is not a bank.
How life feels after you automate the boring parts of it π§ #Plum #Automation #Peaceful #Calm #ASMR
Maybe next month... #funny #relatable #saving #spending #PersonalFinance
ποΈ Weβre bulking up. Our finance knowledge, that is. Our latest campaign, Improv Your Finances, is all about breaking the money taboo, one joke at a time. If we can laugh about money, we can talk about it. So, grab our joke book, written by comedian Mark Simmons, from the link in our bio! βΉοΈ Plum is not a bank. Capital at risk. The value of your investments may go down as well as up. T&Cs apply.
π¨ The new Budget is out! What surprised you the most? #Plum #Budget #UK #UKBudget
2025: The year of turning small wins into something bigger π€π
Unfortunately, no Plum the Plumber this year! π₯Ί Any other mascot ideas for Tommy (our Brand and Marketing Designer)? #Plum #DoItWithPlum #Brand #Funny #BrandRefresh
We might be biased but the bargain hunter is our fave π #Plum #Christmas #ChristmasShopping #ChristmasGifts #Gifts #Festive #WinterShopping
Meet Marc (yep, Marc with a c). Heβs so good at setting money aside, you wouldnβt even notice him doing it. No spreadsheets. No finance bro energy at the pub. Just a couple of auto savers that run in the background. Itβs not flashy or complicated. It just works. Know someone who could learn from Marc? Share this with them π€ βΉοΈ Plum is not a bank. T&Cs apply. This is not financial advice. Some Smart Saving Rules are paid features and therefore, fees apply.
π Iβm only 20; I should be enjoying my life! π I should start investing while Iβm young. Ever caught yourself thinking like this? Youβre not alone! But hereβs the thing: thereβs no right answer. How you manage your money is up to you. Whatever your vibe, having a solid rainy day fund (think 3 months of living costs) is a smart move. Because life has a habit of keeping thingsβ¦ interesting π πΈ @deneetamia βΉοΈ This is not financial advice.
Reply to @jamiehislop Lots of followers won't get you the blue tick, but greatness will π #getverified #bluetick #easierwithplum #moneytok #hack
Wait... you said PURPLE? π€©π #PlumApp #Plum #Purple #funny #humour
The day weβve been saving for π Whether youβre celebrating or just here for tomorrowβs half-price chocolates, we hope your dayβs as great as you are! #Money #ValentinesDay #Love #Budget #Spending #Date
Every millennial after getting adult money be like⦠#Running #Millenial #ProbablyNeededAHug #Trend #Funny #Shopping #ThirtySomething #InMy30s #MillennialCrisis #RetailTherapy #TreatYourself #Funny #Relatable
Looking at the Lifetime ISA option? Plumβs new Lifetime ISA can help first-time home buyers (like you!) grow their deposit faster πΈ Head to the link in our bio to sign up today π βΉοΈ Make sure a Lifetime ISA is right for you. Withdrawing for anything other than your first home, retirement, or a few specific circumstances may result in a 25% government penalty, meaning you could get back less than you put in. Tax treatment depends on your situation. Rates may change so projections are not a guarantee for future value. #Plum #LISA #LifetimeISA #Money #House #FirstTimeHomeBuyer #FirstHomeBuyer #FirstTimeBuyer #NewHouse #HouseDeposit
Those caffeine-filled treats might be grounding your travel plans. Two a week could add up to nearly Β£500 a year. So, whereβs your next destination? Coffee shop or coastline? π΄β #Money #Budget #Spending #Saving #Coffee
Investment hot tip #2 π₯ How risky is investing? #fyp #foryou #foryoupage #invest #investments #trading #investwithplum
Automated saving, investing β¨andβ¨ bill switching... we've got it all π€© #easierwithplum #moneymakeover #moneytok #plum
#stitch with @dralexgeorge You OK hun? π§ #withplum #fyp #plum #growyourmoney #fintok
3 Pride Pop Icons π Who is your fave pop icon? π€ #madonna #freddiemercury #vogueing #ladygaga #bornthisway #lgbtq #icon
Watch our quick video guide on Self Invested Personal Pensions (SIPPs) for the jargon busting basics π₯³#pensions #fyp #sipp #investments #invest
What do you think about crypto? π #tiktokpoll #crypto #blockchain #investing #finance #moneytok
Confused? We've got you. π¨ Capital at risk if you invest. π Let us know in the comments anything else you want to know π #withplum #fyp #moneytok
We've got it all. Rhythm, and an app which manages your money like a pro π#moneymaximiser #withplum #moneymanagement #plum #fintok
Potluck Christmas, anyone? π Source: Average UK Christmas spending 2024, London Mutual Credit Union #Plum #Spending #Christmas #Shopping #Saving #ChristmasParty #ChristmasShopping
London isnβt cheap, but the 70/20/10 method could help you thrive instead of just survive:β¨π 70% for needs (hello, rent) π 20% for wants (because takeaways happen) π 10% for saving (future you will be grateful)β¨β¨βΉοΈ Plum is not a bank. T&Cs apply. This is not a financial advice.
Have multiple pensions and not sure where. Hereβs how to keep track of your pensions and why consolidating could be helpful! #fyp #pensions #invest
What are you guys buying on prime day? π€
Sooo.. did you notice our new brand refresh? π Rachel (our brand manager) is here to explain more about it. Are YOU loving it? β€οΈβπ©Ή #Plum #NewBrand #BrandRefresh #MoneyForLife
The temptation is REAL! βπ²πΈ At least office snacks are free inspo: @samcornforth #Plum #Saving #Spending #Food #Office #Humour #Funny
No more struggling 'till payday, or boring spreadsheets. Say hello ππΌ to Plum's Money Maximiser, the new way to manage your money πΈ #withplum #fyp
Turning the key for the first time. Itβs more than just moving in, itβs the start of your next chapter. Where all the saving, planning and budgeting (finally) pay off. Want to get there a little sooner? With a Lifetime ISA, your first home dreams donβt have to stay dreams. Boost your savings by 25%, up to Β£1,000 a year, so you can get in the front door and kick your feet up quicker. New home. New chapter. Same youβ¦ just with new furniture and your very own front door. π So, who are you inviting to the housewarming? Make sure a Lifetime ISA is the right choice for you. Non-eligible withdrawals may incur a 25% penalty, and rates may change, so projections are not a guarantee for future value. Lifetime ISA terms apply.
When your hard work is getting you closer to a β¨ veryβ¨ fancy vacuum π₯΄πΈ #Budget #Money #Saving #Spending #Shopping
We loved speaking to Miller during our street interviews π What questions should we ask next time? #Plum #Money #Finance #Saving #London #StreetInterview #UK
We've got Β£100 up for grabs and you save in the process, no-brainer? π° T&Cs in bio! #savingschallenge #withplum
Me? Neverβ¦ π #Plum #Funny #Relatable #Humour #Office #Money
It's been a whirlwind... π₯΄πͺ #easierwithplum #borisjohnson #lockdown #freedomday #moneytok
Do you know your State from your SIPP? Watch our video on the most common types of pensions to get informed *Capital at Risk #pensions #fyp #sipp
You've probably seen it but do you really know what it means? π€ Bear in mind as with all investing, your capital is at risk. #withplum #investment
It's here! π 6 months in the making, inspired by nature, driven by helping you grow your money for life! Say hello to our new brand π #MoneyForLife #Plum #NewBrand
Who knew cancelled plans could feel this good? Saving money and staying home is a win-win ποΈβ¨ #Budgeting #Money #Saving #Relatable #Friends #CapCut
Investment hot tip #3 There has been a lot of noise about investment recently so letβs get back to basics. #investments #trading #funds #fyp #invest
So you DONβT have a rainy day fund? π© #funny #relatable #saving #PersonalFinance #dating #CapCut
Oops... my hand slipped and paid for another meal out π€ππ #easierwithplum #lockdown #spendingmoney #adultswim
I honestly don't know how I ended up in the pub again... π #WorkThisWay #moneytok #spending #easierwithplum
BRB, just crying into our holiday pocket π« #Saving #Spending #Relationship #Shopping #Funny #relatable
We found an archived video of what budgeting life was like before Plum π #easierwithplum #fyp #moneytok
If monthly budgeting feels overwhelming, youβre not alone. Weβve made a simple salary breakdown for a Β£48,500 income in London using the 50/30/20 rule: π§Ύ 50% on needs π 30% on wants π 20% towards your future Itβs one of those classic budgeting tips thatβs stuck around for a reasonβ¦ because it gives you a clear place to start. π Be honest: Would this work for you in London? #BudgetingTips #MoneyTok #BudgetWithMe #PersonalFinance #MonthlyBudget #MoneyManagement
How diverse is your portfolio? π§ Bear in mind, as with all investing, your capital is at risk. #JDPassItOn #moneytok #investing #diversification #fyp
Saving isnβt one-size-fits-all! Start where you are and grow as you go π‘πΈ πΈ: @justmoneyish #Money #Saving #Salary #Budget #Reaction
After 6 months of hard work, itβs time for a new era. Stay tunedβ¦ β³ #ComingSoon #StayTuned
Watched Seaspiracy and now want to switch to more ethical investing?π± / π¨ Bear in mind, as with all investing, your capital is at risk. #fyp #invest
Be honestβ¦ are you actually bad at saving, or are you just not doing it properly? π
Say it for the savers in the back, spreadsheets are not the answer! ππΌ #withplum #plum #fyp #BRITsMOVER #moneytok
Boss: Think of a creative way to promote our new Money Maximiser feature π§ Us: ... #withplum #plum #fintok #fyp
You checked your investing app this morning, and it's still showing red? Deep down you know you are investing for long term, but it's still unsettling to see? Totally get it π Ups and downs in the market are not unusual. Here are 2 key terms to keep in mind before you make any decisions: 1οΈβ£ Market volatility: best way to see it for yourself is looking at all time performance of your investment option. You see the spikes? The line going up and down? That's the market volatility. It's a degree of fluctuation or price change in a financial market over a specific period. It essentially measures how much and how quickly the value of an investment, like a stock, rises and falls. 2οΈβ£ βtime in the marketβ vs βtiming the marketβ: Time in the market means putting your money in and leaving it there to grow over time - through the ups, the downs, and everything in between. You're playing the long game. Timing the market means trying to guess when to buy and when to sell β like jumping in when things are low and getting out when theyβre high. Sounds clever, but itβs really hard to get right, even for the pros. Hereβs the key difference: π Time in the market is about patience. π Timing the market is about prediction. βΉοΈ Investment values can go up or down. Past performance does not guarantee future returns. This is not financial advice. Capital at risk when you invest #MarketTurbulence #InvestingMadeSimple #StockMarketTips #MoneyTalk #FinanceForHumans #SmartMoneyMoves #LongTermGoals #InvestingConfidence #FinancialWellbeing
I know who I'd rather be πΈ #withplum #saving #moneytok #fyp
Some people are gay! Get over it! π #onelove #IDAHOBIT #withplum#PepsiApplePieChallenge
Some friends just donβt take βIβm trying to be responsibleβ for an answer ππ¨ #Savings #Money #Funny #Relatable #GoingOut #Friends
A quick lesson on the history of Pride π³οΈβπ #pridemonth #stonewall #marshapjohnson #sylviarivera #stormedelarverie #glf #lgbtq
House prices might vary, but a 25% tax-free boost? Thatβs locked in π Plumβs new Lifetime ISA helps first-time home buyers (like you!) grow their deposit faster πΈ Head to the link in our bio to sign up today π βΉοΈ Make sure a Lifetime ISA is right for you. Withdrawing for anything other than your first home, retirement, or a few specific circumstances may result in a 25% government penalty, meaning you could get back less than you put in. Tax treatment depends on your situation. Rates may change so projections are not a guarantee for future value. #Plum #LISA #LifetimeISA #Money #House #FirstTimeHomeBuyer #FirstHomeBuyer #FirstTimeBuyer #NewHouse #HouseDeposit
First purchase on the list: curtains π€ #withplum #fyp #rainydays #moneytok
Let's talk Past Performance. And we're not talking about Friday's karaoke attempt. Bear in mind as with all investing, your capital is at risk π¨ #fyp
Is it time to #FreeBritney ? Have your say in the poll π #tiktokpoll #conservatorship #financialcontrol #withplum
Reply to @plumapp Today's your last chance to enter! πΈ T&Cs in bio. #withplum #savingschallenge #moneytok
We aren't here for the rain, but we're here for your savings. βοΈ = πΈ #withplum #moneytok #rainydays #savemoney #fyp
Emoting on everyone in our spare time π
Don't stress it, Plum's got you hun. π πΌ #easierwithplum #moneytok #fyp #O2HereComesBrighter
We'll stick to using social media to watch cute dog videos, thanks πΆ Bear in mind as will all investing, your capital is at risk. #memestocks #plum
That little treat hits different when itβs budget-approved π #Budget #Money #Saving #Spending #Shopping #Relatable
And the Oscar goes to... π #withplum #fyp #oscars #oscars2021 #violadavis
So you can own a meme now... Who knew? π§πΈ #meme #nft #nftmeme #withplum #cryptocurrency
We're getting ready for our trip abroad by reserving our office chairs with towels... hbu? π #easierwithplum #plum #fyp #moneytok #holidays
Call your mum! Hug your dog! Share some LOVE π #may17th #legalhugging #withplum #fyp
Reply to @plumapp Entries close April 30th 23.59 BST. Open to Plum customers in UK, Ireland, France and Spain. Giveaway not endorsed by TikTok.
Click the link in our bio for helpful resources surrounding mental health and its connection to money π #mentalhealthawarenessweek #plum
Investing can be complex, so let's go back to the basics π€ Bear in mind, as with all investing, your capital is at riskπ¨ #withplum #investing #fyp
Hold the applause, we're just doing our job π #withplum #plum #fyp #fintok #financialfreedom
Let's do something on a budget? π #Saving #Plum #Funny #IRobot
How much do you guys spend? π€